Generally, people use routing numbers for either registering a direct deposit, setting up a bank wire, or reordering bank checks.A routing number can be found in many ways but the most convenient and popular way of finding it is on the bottom left side of a check, which is in MIRC (magnetic ink character recognition) form issued by a financial institution. As seen below;
Routing Number Format
XXXX YYYY C
- XXXX symbolizes the Federal Reserve Routing Symbol.
- YYYY is the ABA number that identifies the institution and where it's located.
- C is the check digit.
Many banks make it very convenient while having their set of routing numbers on their website. Other banks only make the routing number available once you have logged into your account online, which from there you can have access. It's very important to keep in mind, if you are with a bank that has many branches throughout the Untied States, the routing number will change from state to state in most cases, so make sure you use the right number.